TY JOUR TI Financial Instruments for Supporting Small and Medium-Sized Enterprises in Russia and China KW small and medium-sized enterprises KW preferential lending KW government guarantee funds KW access to bank financing KW digital financial platforms KW development banks KW cost of borrowed capital KW institutional support mechanisms JO Theoretical economics AU Glebova, A.G. AU Iliev, M.B. PY 2026 IS 0 PB Yaroslavl State Technical University