@article{Sidorova2026measures,
author={Sidorova, E.Y. and Harazova, E.V.},
title={Measures to improve the efficiency of banking activities in the context of digital transformation: a process and economic approach},
journal={Theoretical economics},
publisher={Yaroslavl State Technical University},
year={2026},
pages={106-115},
volume={},
issue={7},
}