TY JOUR TI Methods for assessing digital maturity in banking during digital transformation KW agile maturity KW banking sector KW digital transformation KW DevOps processes KW HR indicators KW business metrics KW digital maturity KW efficiency assessment KW process optimisation KW customer metrics. JO JOURNAL OF REGIONAL AND INTERNATIONAL COMPETITIVENESS AU Papusha, D.A. PY 2025 IS 5 PB Yaroslavl State Technical University