1. Chuchert, T., Srisongkram, A., Tonghui, T. et al. (2018). Digitalization on Financial Services and Implications for Monetary Policy in Thailand. Monetary Policy Group, Bank of Thailand, 14, 30-35.
2. Kochergin, D. A. & Yangirova, A. I. (2019). Central bank digital currencies: key characteristics and directions of influence on the monetary and payment systems. Finance: theory and practice, 23(4), 80-98.
3. Meaning, J., Dyson, B., Baker, J., & Clayton, E. (2018) Broadening narrow money: Monetary policy with a central bank digital currency. Bank of England Staff Working Paper, 724.
4. Takuma, Y. (2020). Implications of China’s digital yuan initiative – potential impact and future focal points. Global Strategic Studies Institute Monthly Report, 58-69.
5. Zhang, N., Yang, X., Zhang, H., & Zhao, W. (2017). A survey on internet of things: Architecture, enabling technologies, security and privacy, and applications. IEEE Internet of Things Journal, 4(5), 1125-1142.
6. Kochergin, D. A. (2022). Central banks’ digital currencies: the experience of digital yuan implementation and development of the digital rouble concept. Russian Journal of Economics and Law, 16(1), 60 (in Russian).
7. Mosakova, E. A. (2023). Cryptocurrency as the basis of new information architecture in the information age. Informacionnoe obshhestvo, (1), 7-17 (in Russian).



